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All students are encouraged to apply for financial aid to help them meet their educational costs. To receive financial assistance from the College, students must be enrolled, or accepted for enrollment, in a degree-granting or federally approved certification program at Worcester State College. Second degree and graduate students are eligible for Federal Loans and/or Federal Work Study funds. Applicants must also meet all Federal eligibility requirements and must be in good academic standing. Financial aid is awarded to students with demonstrated financial need, i.e., the amount by which the total cost of college attendance (including reasonable costs for room, board, books, transportation, and other personal expenses) exceeds the expected family contribution. Non-need based financial aid is available through several loan programs.