DEPENDENT CARE ASSISTANCE PROGRAM (DCAP)
DCAP is a voluntary program that allows state employees to set aside up to $5000 of their income per calendar year to pay for child care or elder care expenses for their dependents. When you enroll in DCAP, the money is deducted from your paycheck before taxes, thus lowering your tax withholding and increasing your take-home pay. As you incur eligible dependent care costs, you submit receipts for reimbursement from your DCAP account.
Enrollment in DCAP is restricted to October and November of each calendar year with an effective date of January. No changes can be made during the calendar year unless your status changes (e.g. birth of child, loss of job, loss of dependent).
The monthly administrative fee, which is automatically deducted from your paycheck, is $3.60.
Effective November 1, 2009, Benefits Strategies is the administrator for DCAP. If you are interested in enrolling in the plan, please visit the Group Insurance Commission's website at www.mass.gov/gic. Once you are enrolled, you may visit Benefits Strategies' website for personal account information at www.benstrats.com or you can call them at 877-353-9442.